Can You Afford To Retire?

According to an AARP study, 8 out of 10 baby boomers say they plan to work after they retire from their current posiiton. Some of them say they only plan to work part time, and others think that retirement will be a great time to start their own businesss. While some baby boomers are looking forward to retirement as a chance to perform rewarding work, others just understand that their savings or retirement plan will not provide enough money for the life they plan to live.

Why Work after Retirement?

So some retired people will finally have the freedom to chase a passion or hobby they may have enjoyed before. I have plenty of friends who have always dreamed of being their own boss but just did not want to take a chance while they still enjoyed a good job with steady paychecks and benefits.

But of course, other retired baby boomers will just be finding service work to keep the lights on. Many professionals like teachers and policemen will retire on 2/3 of their income. The theory that this should be enough since debts like mortgages are paid off just doesn’t always work in the modern economy. Other financial obligations like helping kids pay for college are much steeper then they were a generation ago.

Consider Freelance Work or Work At Home Business

I would like to suggest that the internet has made whole new areas of freelance work available. For instance look at SimpleWork.org for this article on Freelance Work At Home and also Ebay Work At Home. Of course, not all freelance jobs are done at home, and working alone is NOT for EVERYBODY! I have found freelancing jobs for everything from commercial drivers to child care to corporate training.

If you want to enjoy more flexibility after retirement, but still need to make a little coin, consider some of the suggestions at SimpleWork.org. Also look at top jobs for an over 50 career change!

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